It is one of those facts of life.We all start to age.One thing for sure is that we cannot stop the movement of time.We go from our early years of our youth and feeling invincible and on top of the world and able to do anything. To the stage in life when our body starts [...]

Here at Gilbert Guide, we are constantly urging family caregivers to seek respite so that when they are on-duty, they can give out the best adult care to their loved one. One of the toughest jobs we can think of is taking care of an aging loved one, which is why each of our Guides [...]

The very concept of retirement is flawed. It is based on several false premises. First is the premise that at a certain age you are no longer able to provide economic value. That is clearly nonsense as shown by the many millionaire entrepreneurs and business people in the sixties, seventies and eighties. Yes, we generally [...]

A close family friend recently phoned me to ask, ” So I am thinking about long term care insurance, what do I really need to look for and where do I start? ” To which my response was, ” Are you confused?”  ” Yes. ” Well, that;s how most people start. We both laughed, but [...]

It’s always pleasing to highlight good news! Recently, the New Jersey legislature passed a law that will offer seniors on Medicaid more long term care options. By 2008, senior citizens living in New Jersey will have a choice in the type of long-term care they receive through Medicaid, under a law by Governor Jon S. [...]

One of the most difficult things for adults that have been given the responsiblity of caring for elderly parents is how to decide to care for them.What I am talking about is having to decide between a nursing home or home care.Of course this is if you find yourself in a position that taking care [...]

One of the first things that Gilbert Guide recommends to anyone searching for long-term care for themselves or a loved one is to get help from a professional care assessment through a case manager, or a geriatric care manager (GCM). Most of the time, GCMs have a background in health and human services; often times, [...]

 
Life throws us many curveballs, and suddenly becoming the ” parent ” to your parents is a major one, for both parties involved. When you believe a family member or other loved one is in need of senior care, what exactly is the best way to start a dialogue? Several factors often compound this sudden [...]

Many people are unwilling to purchase long-term care insurance (LTCI) until much later in life, in their 80s rather than in their 50s, say but a host of recent articles have been turning up in everything from senior care trade publications to small local dailies, which will cover on the subject of the LTCI industry [...]

Owners of small businesses have a couple choices for what type of small business retirement plan to set up.
Small Business Retirement Plan: SEP-IRA
Simplified employee pension plans can be established as a person’s retirement account or annuity. For numerous years this was the initial option of retirement plans for most of the owners of small businesses [...]